Digital Acceptance

Anti-Fraud Decision Field in Transaction API Response

The anti_fraud_decision field has been added to the Transaction API response to help you determine the appropriate next steps based on the outcome of the anti-fraud service.

This field will return one of the following values:

• accept: The anti-fraud service returned an accept outcome.
• reject: The anti-fraud service returned a reject outcome.
• review: The anti-fraud service returned a review outcome.
• skipped: The anti-fraud service was not called because of incomplete transaction data (e.g. missing billing details) required to make an assessment.
• error: The anti-fraud service could not be called due to network issue or outage.
• exception: The anti-fraud service returned an system level error or exception.
• null: The anti-fraud service was not called.

Including anti_fraud_decision field enables you to programmatically identify the anti-fraud status of a transaction directly from the API response. This insight allows you to build smarter workflows - such as triggering customer communications or additional verification - based on the anti-fraud decision returned in real time.